Question: I have Rs.80000/- with bank FD @7.50%. Please send other planning for more earn income.

                       
Answer: In case you are in the lower income tax bracket of 10% then a bank FD is a good option. However, you may also consider FMP (Fixed Maturity plans) and MIP (Monthly Income plans) of mutual fund schemes - they are alternative to bank FDs and offer better post-tax return to higher income tax bracket individuals.

                    
Click here to check out features of FMPs.
Click here to check out features of MIPs.

Warm Regards,

Expert @ InvestmentYogi