InvestmentYogi Team Blog

  • Strategies for Fighting Petrol Price Hikes

    This is InvestmentYogi's monthly newsletter.

     

    FEATURE

    Strategies to Fight Increasing Petrol Prices

    Petrol price hike has become a routine news nowadays and it affects the bottom line of every household in more ways than one. We complain about it every time and go back to normal life but here are some interesting investment ideas which can help in hedging this phenomenon.
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    EMIs on Credit Cards

    As the festive season closes in, credit card companies want you to spend big by using the EMI option. Find out how it works before getting into it.
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    Understand Your CIBIL Score

    Banks and Financial institutions run a report on you before granting a loan to you. This report is known as credit information report.

    Read More »

     NRl

    Exclusive Financial Products for Women

    The modern Indian woman is a financially savvy individual who prefers to make her own independent decisions when it comes to finances. No wonder the market is flooded with women centric financial products to cater to her specific needs.

    Read More »

    Crystal Ball

    Ask The expert

    Q: How to treat TDS paid on FDs..... Answer: The tax treatment of Fixed deposits is....

    Go to Tax Forum»

    More useful articles

    Income Tax Calculator


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  • Online Investment and Tax Advisory Services

     
    TaxYogi TaxYogi
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    Have money to invest but don’t know where?
    Looking for Tax Saving Strategies?
    Investment and Tax Advisory Services from InvestmentYogi
    Salient features :
    • Unbiased advice keeping in mind your priorities, goals and risk profile
    • Team of seasoned financial planners and tax consultants
    • A bouquet of services to satisfy your needs
    • Focus on the long term benefits
    • Long term financial strategy with specific product level recommendations
    Get Started
     
    I used Tax Planning service
    from InvestmentYogi and it helped me save Rs 10,000 straight away. Highly recommended!
    - Tushar Mehta, Mumbai
    Being new to job I had money but no idea on how to invest. InvestmentYogi financial planning was a big help. They set my financial house in order.
    - Ragini Nayak, New Delhi
  • FREE Income Tax Return E-filing with TaxYogi

         
     

    FREE Income Tax Return filing

    We are back with an improved online tax return filing service. Now you can e-file your return in few simple clicks through us and yes it’s FREE!

    Taxes as easy as 1.2.3

    • Easy, Fast and Speedy IT Returns
    • Faster Refunds
    • 24x7 from anywhere
    • Saves paper, environment friendly
    • Help with tax queries
         

    We are offering 2 versions. The basic version is FREE where you create your tax return and upload it to the Income Tax Department. We have a premium paid version where your return will be automatically e-filed through us. You can send us your feedback or queries at taxyogi@investmentyogi.com

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  • Myths About E-filing of Income Tax Return

    This is InvestmentYogi's monthly newsletter.

     

    FEATURE

    Myths About E-filing of Income Tax Return

    Ever since e-filing was intoduced by the Income Tax department it has been adopted by millions. Still there are a lot of popular myths which need to be dispelled.
    Read More »


    How the Rich in India Spend and Invest Their Money

    A recent research report by Kotak has some interesting revelations about the money habits of HNIs in India. It talks about how they spend, manage and invest their wealth.
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    7 Financial Planning Steps You need to Take for Your Dad

    Father's Day is being celebrated on 19th June. Spare a thought for your dad who has been your biggest support through thick and thin. One of the best things you can do is plan out his finances for a comfortable and financially independent retired life.

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    How to Build a Mutual Fund Portfolio

    The problem many investors’ face is choosing the right fund for their requirement. It is compounded when we see that many funds have similar objectives and vision statement. How to go about building a robust portfolio.

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    Crystal Ball

    Ask The expert

    Q: what is the taxability of interest on Provident..... Answer: The tax treatment of interest on Provident Fund is....

    Read More Investment Q & A»

    More Personal Finance Articles

    Income Tax Calculator


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    Copyright © 2010 InvestmentYogi FinAdvisory Services Pvt. Ltd. All Rights Reserved.

  • All About Gold Loans

    This is InvestmentYogi's monthly newsletter.

     

    FEATURE

    Gold Loan: Use Your Gold in Times of Need

    When you need to borrow quickly for financial emergency, the gold loan option can be much better than the personal loans. Find out all about it.
    Read More »


    EPF vs PPF: Which is better?

    The beauty of these options lie in their slow, steady and secure nature. It is very important for every working individual to take advantage of these instruments. However a lot of people are confused between these two. We clarify all your doubts.
    Read More »

    Check Your Income Tax Credit Status (Form 26AS) Online

    Your TDS is regularly deducted from your salary but do you know if they are being deposited regularly by your employer or CA? Now you can see the tax paid on your behalf to the IT department. Try it out. It's fun.

    Read More »

     NRl

    How to Select the Best Mutual Funds for Investing

    Indian market offers more than 3000 mutual funds with all kind of names imaginable. This has both pros and cons. The good part is that you have mutual funds which can specifically suit your needs and risk profile.

    Read More »

    Crystal Ball

    Ask The expert

    Q: How should I invest in silver..... Answer: The best way to invest in silver is through e-silver which is available at....

    Read More Investment Q & A»

    More Personal Finance Articles

    Retirement Corpus Calculator


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    Copyright © 2010 InvestmentYogi FinAdvisory Services Pvt. Ltd. All Rights Reserved.

  • Investment Options for Monthly Income

    This is InvestmentYogi's monthly newsletter.

     

    FEATURE

    Investment Options for Monthly Income

    Who wouldn't like to have some extra monthly income. There are investment avenues available which can boost your monthly income significantly.
    Read More »


    How To Manage Bank Loan Defaults

    There are times when we cannot pay the EMI on loans. The reason could be because of loss of steady income or sudden illness. Just like heavy long term debt increases a company’s financial distress level, loans do the same to individuals.
    Read More »

    Savings Rate Increases to 4%

    The money lying in your bank accounts will now earn you 0.5% more. After a period of 8 years, the RBI on May 3rd announced an increase in the bank savings rate from 3.5% to 4%.

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     NRl

    Which Insurance is Best: Term or Endowment?

    Insurance is popularly bought for saving, investment and tax saving purpose by a large no. of people. But is this the right approach?

    Read More »

    Crystal Ball

    Ask The expert

    Q: How should I invest in silver..... Answer: The best way to invest in silver is through e-silver which is available at....

    Read More Investment Q & A»

    More Personal Finance Articles

    SIP Calculator


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    Copyright © 2010 InvestmentYogi FinAdvisory Services Pvt. Ltd. All Rights Reserved.

  • How to Create an Investment Plan

    This is InvestmentYogi's monthly newsletter.

     

    FEATURE

    How to Create an Investment Plan

    I am not arrogant enough to claim that I can plan for your future but we will discuss few of the important guidelines that your investment plan should have.
    Read More »


    Stockguru India and Other Investment Scams

    India is no stranger to investment scams. From schemes which promise exceptionally high returns to fake share trading companies which are not registered, gullible investors are lured almost every other day.
    Read More »

    How to Get Your Pending Tax Refund: Tax Ombudsman

    Delays in income tax refunds, even after the stipulated number of months, are faced by many tax payers. If you are still waiting for your refund Tax Ombudsaman can be of help.

    Read More »

     NRl

    Which Insurance is Best: Term or Endowment?

    Insurance is popularly bought for saving, investment and tax saving purpose by a large no. of people. But is this the right approach?

    Read More »

    Crystal Ball

    Ask The expert

    Q: How should I invest in Gold..... Answer: The best way to invest in Gold is....

    Read More Investment Q & A»

    More Personal Finance Articles

    SIP Calculator


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    Copyright © 2010 InvestmentYogi FinAdvisory Services Pvt. Ltd. All Rights Reserved.

  • Investment Lessons from India’s World Cup Win

    This is InvestmentYogi's monthly newsletter.

     

    FEATURE

    5 Investment Lessons from India's World Cup Win

    The similarity between cricket and investing is worth looking at after the world cup 2011 which India won. In both of them fortunes change in short term but patience is always rewarded in long term.
    Read More »


    How to Check Income Tax Refund Status Online

    You have filed your Income Tax Returns for the year and are eagerly awaiting your refund. Very often this wait could get quite painful. With the click of a mouse, you could now check the status of your income tax refund online.
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    What are Bonds and How to Invest

    Bonds pay you a pre-defined return on investment. This is a less risky investment compared to equity and hence many investors who do not have high appetite for risk go for investing in bonds.

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     NRl

    The Need for Medical Insurance

    We have a tendency to ignore or rather delay planning for contingencies. Health is one of the biggest financial and emotional contingencies to plan for. Make a beginning.

    Read More »

    Crystal Ball

    Ask The expert

    Q: How to invest in silver in India..... Answer: you can now invest in silver through ETF, just like gold....

    Read More Investment Q & A»

    More Personal Finance Articles

    Fixed Deposit Calculator


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  • Myths and Facts about Fixed Deposits

    This is InvestmentYogi's monthly newsletter.

     

    FEATURE

    7 Most Common Myths and Facts About Fixed Deposits

    Rising interest rates and volatile stock markets, it’s that time when banks and financial institutions are aggressively marketing the safe investment option – “Fixed Deposits”. Make an informed choice.
    Read More »


    All About Employee Provident fund (EPF)

    EPF deduction is a standard column in most salary slips but it is one of the most misunderstood investment vehicle. Here is a handy guide to your EPF investments.
    Read More »

    Protecting Your Home with Insurance

    The Japanese tragedy has once again underscored the need for protecting your home and other immovable assets with insurance. Here is a quick guide on home insurance and how it works.

    Read More »

     NRl

    The Need for Medical Insurance

    We have a tendency to ignore or rather delay planning for contingencies. Health is one of the biggest financial and emotional contingencies to plan for. Make a beginning.

    Read More »

    Crystal Ball

    Ask The expert

    Q: How to invest in silver in India..... Answer: you can now invest in silver through ETF, just like gold....

    Read More Investment Q & A»

    More Personal Finance Articles

    Fixed Deposit Calculator


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    Copyright © 2010 InvestmentYogi FinAdvisory Services Pvt. Ltd. All Rights Reserved.

  • Newsletter: March 25th 2011

         
     

    Did You Know?

    • You can file Income Tax return up to March 31st 2011 for Financial Year 2009 – 2010
    • A penalty of Rs 5,000 can be levied if you miss the deadline of 31st march
    • Income Tax return can be filed online on 24X7 basis from the comfort of your home/office

    File last year's tax returns NOW.

    Related information

    How To File Income Tax Return Online

    Online return filing is a faster, better and cheaper alternative to traditional method and it's environment friendly too. Read more..

     

    Income Tax Return filing after due date

    Did you miss filing your tax return by the due date 31st July 2010? You need not worry as you can still e-file your return effortlessly through TaxYogi upto March 31st 2011.
    Read more..

     

    Last Minute Tax Saving Advice

    As we are nearing the end of the financial year 2010-11, it is time to take notice of our tax liability for the year. Here’s some last minute tax saving advice for those of you who do not want to lock in money for long time but still get tax saving benefits Read more..

     
         
  • Newsletter: March 22nd 2011

    This is InvestmentYogi's monthly newsletter.

     

    FEATURE

    7 Things You Should Know About HRA and Tax Benefits

    House Rent Allowance (HRA), is an important component in most salary slips.Though very simple in concept and calculation, the tax implications of the HRA, puzzles many a people. Here are 7 must knows.
    Read More »


    5 Ways of Investing in Yourself

    Tracking the balance of your investments, bank deposits, loans and insurance is critical to your financial future. But are you managing one of your greatest assets with as much care – yourself?
    Read More »

    Planning for Summer Vacations

    The temperature is rising, vacations plans are well under way and only a few more weeks until school children all over India will be shouting “Yippee!” Here are some tips to plan ahead and save money.

    Read More »

     NRl

    LIC Samridhi Plus Review

    LIC Samridhi Plus is the latest insurance product to guarantee highest NAV. It sounds too good to be true. Should you invest or not?

    Read More »

    Crystal Ball

    Ask The expert

    Q: How to invest in silver in India..... Answer: you can now invest in silver through ETF, just like gold....

    Read More Investment Q & A»

    More Personal Finance Articles

    Tax Calculator after Budget 2011


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  • Newsletter March 14 2011

    This is InvestmentYogi's monthly newsletter.

     

    FEATURE

    Understand Your PAN Card

    Have you ever looked closely at your PAN card? You will be surprised to see some interesting patterns hidden there.
    Read More »


    Top 7 Investment Mistakes We Make

    We all make mistakes especially when it comes to money but it is important to understand and rectify those before it's too late. Here are top 7 Investment mistakes.
    Read More »

    PFC Infra Bonds 2011

    If you are planning to avail of additional exemption this year, and have missed the earlier issues by various companies, here is another one from Power Finance Corporation, for you to invest before the year closes.

    Read More »

     NRl

    Do You Understand ULIPs?

    If you are planning to buy ULIP then here are some quick facts you should know.

    Read More »

    Crystal Ball

    Ask The expert

    Q: My company already deducted 1 lakh from my salary..... Answer: For financial year 2010-11, you can avail deduction up to Rs 1.2 lakhs p.a....

    Read More Tax Q & A»

    More Personal Finance Articles

    Tax Calculator after Budget 2011


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  • How Does The Budget Impact You

    This is InvestmentYogi's monthly newsletter.

     

    FEATURE

    How Does the Budget Impact You

    Finally a budget analysis which tells you exactly what does it mean to you without getting into unnecessary details. Short, simple and to the point.
    Read More »


    7 Must Know Facts about Public Provident Fund (PPF)

    PPF is a long term investment option that suit investors of all types. Scoring high on safety, by virtue of it being government backed, this wonderful option comes with tax benefits, loan options and a low maintenance cost.
    Read More »

    Review of SBI Bonds Issue 2011

    State Bank of India is out with yet another issue of long term bonds under the series of Lower Tier II Bonds. Here is a quick review to help you evaluate it as an investment option.

    Read More »

     NRl

    Understanding Credit Card Numbers

    Have you ever given a second thought to the importance of the numbers on your credit card and what they might mean to you? You might be surprised to know that each number has a specific meaning.

    Read More »

    Crystal Ball

    Ask The expert

    Q: My company already deducted 1 lakh from my salary..... Answer: For financial year 2010-11, you can avail deduction up to Rs 1.2 lakhs p.a....

    Read More Tax Q & A»

    More Personal Finance Articles

    Tax Calculator after Budget 2011


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  • Complete Tax Saving Guide (Newsletter Feb 11, 2011)

    This is InvestmentYogi's monthly newsletter.

     

    FEATURE

    7 Tax Saving Strategies for Salaried Individuals

    At the end of every financial year, many tax payers frantically make investments to minimize taxes, without adequate knowledge of the various available options. Here is a simple guide to various options best suited to salaried individuals.
    Read More »


    6 Tax Saving Tips for Working Couples

    For a working couple, an efficient tax plan could be achieved, by jointly making use of, their dual income to invest, and the..
    Read More »

    Tax saving options under section 80C

    All about Income Tax section 80C and various investment options and deductions available in easy to understand graphical format.

    Read More »

     NRl

    How to view your tax credit - Form 26AS

    Income Tax department has introduced a new facility this financial year 2009-10 (AY 2010-11) for viewing your tax payments made – it is called ‘Tax Credit Statement’ or PAN LEDGER or Form 26AS.

    Read More »

    Crystal Ball

    Ask The expert

    Q: My company already deducted 1 lakh from my salary..... Answer: For financial year 2010-11, you can avail deduction up to Rs 1.2 lakhs p.a....

    Read More Tax Q & A»

    More Tax Saving Articles

    Quick Tax Calculator


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  • Complete Guide to Buying Home: Jan 24 Newsletter

    This is InvestmentYogi's monthly newsletter.

     

    FEATURE

    Choosing The Right Property

    In the process of seeking that perfect home, most buyers often become hassled with the lengthy procedures involved. Here is the first article of a 3 part guide from InvestmentYogi to help you.
    Read More »


    Documentation and Costs

    Whether it is an under construction home from a builder or an already constructed second hand home, it pays to exercise caution in every aspect. We clarify two most important aspects: the documentation and the various costs you would incur.
    Read More »

    All About Home Loans

    All that you need to know about home loans from application till final disbursement.

    Read More »

     NRl

    Service Tax For New Home Purchase

    Since April 2010, an additional amount in the form of service tax is being collected from buyers, on under construction properties..

    Read More »

    Crystal Ball

    Ask The expert

    Q: I have taken a home loan from HDFC bank in scheme..... Answer: Banks usually charge pre-payment penalty for pre-closing a loan before the final date....

    Read More Tax Q & A»

    Home Loan EMI Calculator


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