hey guys. if i have personal mediclaim policy and also am covered under company medical insurance, if i am hospitalised can i use both my policies or only 1 can be used

 If your hospital expense is more than the sum assured in the first insurance company then you can raise a claim at the 2nd policy. Having said that it also depends on the policy. Some policies don't ask any question regarding a duplicate insurer while re-imbursing but others do. You should check the clauses in the policy you have taken.

Hi,

 If you have policy like Health protection plus you can simply claim both

Regards

AFP